The HAF program provides help for homeowners who have experienced financial hardship due to COVID-19 after January 21st, 2020
HAF is primarily a foreclosure prevention program. HAF funds can be used to pay homeowner mortgage delinquencies, property tax delinquencies, and HOA delinquencies that could result in foreclosure. HAF funds can also be used to pay homeowner utility delinquencies and delinquent insurance with a maximum assistance total of $25,000 per household.
Homeowners must meet the following criteria to be determined eligible. Have an income equal to or less than 150% of the area median income. Experienced a financial hardship after January 21st, 2020. Financial Hardship include: Job loss, A reduction in income, or Increased costs due to healthcare or the need to care for a family member. Be applying for your primary residence.