Information enables. Guidance empowers.

Housing Education & Counseling

Trellis is a Housing and Urban Development (HUD) approved housing counseling agency. For over 40 years, we have been dedicated to the revitalization of Phoenix neighborhoods by providing a full range of programs and services that encourage, create and support homeownership.

Through individual pre-purchase counseling, coaching and education, we can help you get on the path to homeownership and answer questions like:

  • What does my credit score need to be in order to qualify for a home loan?
  • What is the best way to shop for a home loan?
    • Research shows, those who visit an agency like Trellis are likely to have a lower default rate and may even save money on their loan.
    • We partner with various banks and nonprofits to offer down-payment assistance programs.
    • Get educated about what other costs are associated with home loans.  Learn more about buying a home.
  • What should my mortgage payment be in relation to my monthly income?
    • According the HUD, households should not exceed 30% of their monthly income for housing.
  • Are there hidden costs to homeownership that I should know about?
    • There are no hidden costs when you are educated.
    • Don’t be suprised, we can help you understand what other costs come with homeownership.

We can help you make educated decisions and a smart, affordable purchase. Start your home buying education now.