We open doors, making the most appropriate sources of capital available to you.

Loan Programs

Ensure your home payments are affordable with a loan that meets your needs. We are the only non-profit mortgage banker in Arizona, and we are committed to helping hardworking families.

 Lending Products:

Trellis Community 2nd Mortgage*

  • No down payment required
  • No mortgage insurance
  • Alternative sources of credit allowed
  • In-house underwriting
  • Portfolio loan product

Pay Yourself Mortgage Program*

  • Low down payment
  • No mortgage insurance
  • Not a credit score driven product
  • Portfolio loan product

Additional offerings:

  • FHA financing
  • Conventional loan programs
  • VA financing
  • Access to and layering with various down payment assistance programs

 Want to talk to a loan officer? Get started now.


*Requires pre-purchase counseling & homebuyer education course. Terms and conditions subject to change.